>What's The Difference Between Collision And Comprehensive Automotive Insurance? Posted by nick_niesen on October 29th Edwin Cardona Colombia Jersey , 2010
Liability insurance, which covers the cost to repair damages caused by you, is usually your state?s minimum automotive insurance requirement; however, if you are still making payments on your vehicle, your financer may require you to purchase additional automotive insurance coverage until you own the vehicle.
There are many different kinds of additional automotive insurance Dayro Moreno Colombia Jersey , and collision automotive insurance and comprehensive automotive insurance are probably the most popular kinds of additional automotive insurance. But what is the difference between collision automotive insurance and comprehensive automotive insurance? Don?t they both cover everything?
No. Collision automotive insurance and comprehensive automotive insurance are actually quite different.
Collision automotive insurance is automotive insurance that will cover the cost to repair damages to your vehicle that result in an accident caused by you. If repairs to your vehicle cost more than the value of your vehicle, the automotive insurance company may deem your vehicle a total loss, in which case you will be compensated for the current and actual cash value of the vehicle.
Collision automotive insurance is usually the most expensive of the additional automotive insurance options, which is understandable since the automotive insurance company is paying for damages caused by their own policy holder.
On the other hand, comprehensive automotive insurance is insurance that will cover the cost to repair damages to your vehicle that result in an accident for which you are not at fault. These damages may be caused by incidents involving natural disasters David Ospina Colombia Jersey , theft and vandalism, fire, and animals (think of deer running out in the road during your innocent drive home). Comprehensive automotive insurance will compensate you for the total cost of your vehicle before the accident.
Although many people opt to purchase only liability insurance since it?s usually the only insurance required, consider paying extra for these additional automotive insurances. You never know when you, or an animal Daniel Torres Colombia Jersey , will be the one to cause damage to your vehicle.
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How do you currently apply these principles to your career and to your life?
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